The VISA gift card is one of the most popular gift cards out there, and for good reason. You can use it on almost any website or store that accepts VISA payments, and thanks to its popularity, it is also a great way to make money.
Whatever your need for it is, the VISA gift card gives you plenty of flexibility. But when it comes to converting that gift card into actual cash, things get a little more complicated.
In this article, we’ll break down how to turn your VISA gift card into real money. Whether you need cash for bills, emergencies, or personal expenses, here are eight simple ways to cash out your Visa gift card in 2025.
Making Money With Your VISA Gift Card: 5 Easy Methods
VISA gift cards are great for online and in-store shopping, but they won’t help in places where only cash is accepted. The good news? There are several straightforward ways to convert them into money you can actually use.
1. Sell the VISA Gift Card
You can start by selling your VISA gift card to immediately convert it into cash. If you don’t have someone who’s ready to buy it, you can easily find a trading platform or marketplace.
This is where Exchanger101 comes in. With Exchanger101, you have a platform that offers the best rates for VISA gift cards, a smooth trading experience, and FREE WITHDRAWALS. This means that when you want to send your earnings into your bank account, you don’t have to pay a dime!
How Exchanger101 works:
- Download the Exchanger101 app and create your account
- Verify your identity; the process takes just a few minutes
- Tap “Trade Gift Cards” on the homepage, then tap “VISA” among the options
- Select the card category, then tap “Continue”
- You’ll be redirected to our trading associates, where you’ll drop the card details
- Once the card is confirmed, your trade will be processed!
The entire process takes just a few minutes. Just like that, your card trade will be completed.
2. Withdraw from an ATM
You can also choose to withdraw cash from your gift card at an ATM. But, this only works if the card is PIN-enabled. Not all VISA gift cards allow this, so check first.
How to withdraw cash:
- Read your card’s terms to confirm ATM withdrawals are supported.
- Create a PIN if you don’t already have one (usually online or via customer service).
- Visit any ATM that accepts VISA cards, insert your card, and withdraw.
Keep in mind that ATM withdrawals usually come with transaction fees, just like regular debit card withdrawals.
3. Buy Money Orders With Your Visa Gift Card
Some stores — such as Walmart — allow you to buy money orders using your VISA gift card. After buying the money order, you can deposit it into your bank account or cash it at a check-cashing location.
You can also buy money orders from places like Western Union and the U.S. Postal Service. Once you deposit the money order, you can withdraw it as cash.
Always confirm that the store accepts gift cards for money orders before attempting this.
4. Use Your VISA Gift Card to Pay Bills
Although this won’t give you physical cash, it will help you free up the cash you already have. You can use your Visa gift card to pay for gas, groceries, restaurant meals, or online purchases — anywhere Visa is accepted.
5. Buy Items and Resell Them
This method requires more time but can be very effective. Use your gift card to purchase items, then resell those items for cash. In this case, the gift card acts as your capital. While the process takes effort, it’s a smart way to convert the value of your gift card into real money.